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Customized programs for banks of all sizes.

A Merchant Services Solution That Puts Your Bank First!


We stand behind our program with personalized support.

Guaranteed Revenue

Referral fees on approved accounts and a shared revenue stream.

Completely Custom

We'll structure the program to best foot your bank's needs.

Online Tools

Easy access to submit and track referrals, view reporting, download marketing resources and more.

Liability & Cost Free

Any liability associated with a merchant account lies with us, not your bank.


Low processing rates, state-of-the-art products and first class service for your business customers.

Why Should You Partner with FiNet?

Program Control

Unlike other providers, we don’t tell you how to structure your program. We work with your team to determine how merchant services will work best in your situation.

From big decisions to small, you can be as involved as you’d like in every aspect of your program — including pricing decisions for your merchants. We’ll give you options, support and the expertise to roll out the program, but the final say is always yours.

Dedicated Reps

No matter how your program is structured, the FiNet team will always be by your side.

A dedicated program manager will keep everything running smoothly by providing constant program updates, access to reporting and marketing support. Day-to-day, your staff and business customers will work hand-in-hand with designated members of our sales and services teams. They’ll know exactly who to call when they have questions or need assistance, not just talk to the “next available representative.”

ICBA Partner Benefits

We’re pleased to have been viewed as a trusted partner of ICBA Bancard and its membership for many years and our relationship with the ICBA and its membership at large as well.

As such, ICBA member banks receive an additional 5% on their monthly revenue stream.

Payment Solutions for Every Business Need

Conduct business online or in the back office. These integrated systems serve as the hub of your business — keeping you informed, running efficiently and ready to take your business to the next level.

Fully customizable systems provide an enhanced transaction experience — including customer-facing touch screens, contactless payments and pay-at-table options — along with some business management functionality.

The future of terminals includes more speed, greater versatility and integration capabilities. Vibrant customer-facing screens, communication with back-office systems and wireless connectivity are the new standard.

Mobile Payments

Payments can happen anywhere. Securely process any payment — including EMV cards — with a mobile account and using just about any smartphone or tablet. Available for both iOS and Android.

Software Integration

Using industry-specific or custom software doesn’t have to mean high processing rates. In many cases, our merchant account can be integrated into third-party software applications.

Contactless Payments

Speed up transactions, avoid handling cards and machinery and embrace the latest technology. Payments can be accepted using Apple Pay, Android Pay or other Tap-to-Pay technologies.

What People Say

Our roots dating back over 25-years, FiNet has long been a leader in providing the right merchant services programs to the community banking industry, and then supporting those programs with the same personalized, “first-name-basis” service for which community banks themselves are known.

Tina Giorgio

ICBA Bancard

Through our strong partnership with FiNet, ICBA Bancard is able to offer flexible community bank-friendly merchant solutions to meet the needs of the small businesses in the communities our member banks serve.

G. Scott McComb

Heartland Bank

FiNet has been serving Heartland Bank for over two decades. The service we have experienced has been tremendous and the people are great to work with. The contact and pricing that we receive on a regular basis is of a high quality. Rick Camardo and his staff know the business and what matters most to our merchants. I would highly recommend FiNet for merchant credit card processing to any financial institution.

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